BBA Exam Cheatsheets

TU BBA 8th Semester

Complete BBA exam cheatsheets with formulas, key points & definitions — Financial Derivatives, Corporate Financing Decision & more specialization subjects

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Microfinance Management

BNK 208

BBA 8th Semester · Banking & Finance Specialization · 3 Credit Hours · 48 LHs

Unit 1: Basic Concept of Microfinance

Microfinance: The provision of financial services (credit, savings, insurance, remittance) to low-income individuals and small businesses who lack access to conventional banking services.

Microcredit: A subset of microfinance — specifically the provision of small loans to the poor for income-generating activities.

Microcredit vs Microfinance

Feature	Microcredit	Microfinance
Scope	Only lending (small loans)	Broader: credit, savings, insurance, remittance, etc.
Focus	Credit provision	Full range of financial services
Target	Poor entrepreneurs	Low-income population overall
Services	Loans only	Loans + savings + insurance + transfers