Salary Converter
Calculate monthly and yearly salary with take-home pay after tax & SSF breakdown
What is Salary Converter?
Understanding your actual take-home salary in Nepal involves navigating a layered system of income tax slabs and Social Security Fund (SSF) contributions — something most salaried employees struggle with every month. Nepal's Inland Revenue Department (IRD) applies a progressive tax structure where the first Rs 5 lakh of annual income is taxed at just 1%, the next Rs 2 lakh (5–7 lakh) at 10%, Rs 7–10 lakh at 20%, Rs 10–20 lakh at 30%, and anything above Rs 20 lakh at 36%. On top of that, the SSF contribution splits 31% of basic salary between employee (11%) and employer (20%), directly reducing your gross pay before it hits your bank account. This Salary Converter automates the entire breakdown so you can see exactly how much you earn after taxes and SSF deductions — whether you input a monthly or yearly figure. It is especially useful during job negotiations, when comparing offer letters, or when planning household budgets around your net pay. HR professionals at Nepali companies use it to verify payroll calculations, and freelancers converting to full-time roles use it to understand what a quoted CTC (Cost to Company) actually means in hand. The tool reflects the fiscal year 2081/82 tax slabs and current SSF rates mandated by the Social Security Fund Act 2074. Instead of manually working through slab-by-slab arithmetic or relying on outdated Excel sheets, you get an instant, transparent breakdown of gross salary, taxable income, tax per slab, SSF employee share, SSF employer share, and final take-home pay.
How to Use Salary Converter
Enter your salary amount
Type your gross monthly or annual salary in Nepali Rupees (NPR). You can toggle between monthly and yearly input depending on how your offer letter or payslip states the figure.
Select your marital status
Married individuals in Nepal receive a slightly different tax exemption threshold. Choose your status so the calculator applies the correct slab.
Review the tax slab breakdown
The tool displays how much of your income falls into each tax bracket (1%, 10%, 20%, 30%, 36%) and the exact tax amount for each slab.
Check SSF deductions
See the 11% employee contribution and 20% employer contribution separately. The employee portion is deducted from your salary; the employer portion is an additional cost to the company.
View your net take-home pay
The final figure shows what actually lands in your bank account each month after all deductions — this is the number that matters for budgeting.
Key Features
Progressive tax calculation across all five Nepal income tax slabs (1% to 36%)
Separate SSF breakdown showing both employee (11%) and employer (20%) contributions
Toggle between monthly and yearly salary input for flexible comparison
Marital status adjustment reflecting Nepal's different tax thresholds for married individuals
Instant visual breakdown of gross pay, total tax, SSF, and net take-home amount
Tips & Best Practices
- 1
When comparing job offers, always convert CTC to monthly take-home using this tool — a higher CTC doesn't always mean more money in hand due to SSF and tax differences.
- 2
If you receive allowances like dearness allowance or festival bonus (dashain bonus), add them to your gross salary for a more realistic annual tax picture.
- 3
Freelancers transitioning to salaried roles should note that SSF is mandatory for formal employment — your net pay will be lower than simply applying tax slabs to gross salary.
- 4
Bookmark this tool during Nepali fiscal year transitions (mid-July) to quickly check if the government has updated tax slabs in the new budget.
Why Use Our Online Salary Converter?
Salary Converter is built specifically for Nepal's financial and civic needs. Whether you're checking the latest government rates, converting Bikram Sambat dates, or calculating land measurements in ropani and bigha, every figure is sourced from current Nepal-specific standards. All calculations happen instantly in your browser — your data stays on your device, always.
Frequently Asked Questions
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